Over three years ago my husband and I had our son over three months early. Today he is a happy and healthy little boy but my marriage has suffered. We have over $10,000 in medical bills and have been playing catch up on all our bills since I had to start staying home to prevent health problems for our son. Daycare and all those germs that make most children sick could put our little guy in the hospital or could have killed him. We are currently two months behind on our house payment and praying that our cars last a few more years since an additional loan is out of the question (we could not afford it nor would our credit scores allow it).
We currently have about $12,000 in unsecured debt, most has been discharged but has to be paid in order to begin rebuilding our credit. $10,000 in medical-one company took us to small claims court and had our bank account frozen until paid in full (this is $3000 of the 10). We owe $3400 to get our mortgage current thru Jan ($5000 to get caught up thru this month). My husband makes to much to fill bankruptcy or to get medical help. My credit is so bad I am having problems getting a job we are stuck and have no idea what to do.
I honestly believe that prayers and faith in God and his people are the only thing that can help us begin to rebuild our life. Money and stress have gotten so bad that at times I do not think that my marriage will make it to the end. I love my husband and want to spend the rest of my life with him but without help with our debt I wonder if we can survive this...Please find it in your heart to help.
